Free Mortgage Calculator

Use our Mortgage Calculator to show your monthly payments for your mortgage. Adjust the term and percentage rate to see the savings you can make.

Search for a competitive mortgage quote

Not all mortgages are directly available to members of the general public. Independent mortgage advisor's have access to the entire mortgage market. Use the form below to search for the best mortgage for your needs.

Submitting Details

Are you looking to:

Buy a property

Remortgage a property

Buy a property to let

 

How much would you like to borrow?

 

How long do you need the mortgage for?
1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 11 years 12 years 13 years 14 years 15 years 16 years 17 years 18 years 19 years 20 years 21 years 22 years 23 years 24 years 25 years 30 years 40 years 50 years

 

Estimated property value?

 

Are you a first-time buyer?
YesNo

 

Do you need to self-certify your income?
YesNo

 

Have you:
Had a CCJ or Default registered against you?
Missed one or more secured loan or mortgage payments in the last 12 months?
Been declared bankrupt or had an IVA?

Estimated property value?

 

How much would you like to borrow?

 

First name:

 

Last name:

 

Phone number:

 

Alternate phone number:

 

Email address:

 

Date of birth:
Day 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Month January February March April May June July August September October November December Year 1941 1942 1943 1944 1945 1946 1947 1948 1949 1950 1951 1952 1953 1954 1955 1956 1957 1958 1959 1960 1961 1962 1963 1964 1965 1966 1967 1968 1969 1970 1971 1972 1973 1974 1975 1976 1977 1978 1979 1980 1981 1982 1983 1984 1985 1986 1987 1988 1989

 

First line of current address:

 

Current postcode:

 

Based on your requirements we have selected the FSA regulated broker Broker Name to help you with your enquiry.

Please click SUBMIT to confirm that you are happy for them to contact you by telephone/e-mail.

Thank you for your enquiry.

Mortgage Information

A mortgage is like any loan in that money is borrowed and repaid over a period of time with interest. The main difference between a mortgage and a standard loan is that the mortgage is secured against the home for which it was taken out. This means that if repayments cannot be met then the lender can sell the property to recover their money.

A mortgage is taken out based on the cost of the property and how much the borrower can afford. The mortgage is taken out for a period of time agreed between the lender and the borrower. The lender charges interest on the mortgage, which is usually based on the Bank of England base rate. The mortgage is paid for in one of two ways, either a repayment mortgage or an interest only mortgage.